Question: Can The Main Driver Be Different To The Registered Keeper?

Can you be main driver on a car you don’t own?

In some circumstances, yes, you can insure a vehicle you don’t own, but it’s difficult to become the primary policyholder on a car that’s not yours.

And it’s extra tricky to get coverage if you don’t live with the vehicle’s owner.

(We can help you easily compare car insurance quotes.).

Can someone not insured drive my car?

No, it’s not illegal to drive someone else’s car. … But to give you an idea, according to the New South Wales Roads and Maritime Services website, you’re looking at a $607 fine for driving a vehicle that’s unregistered and a $530 fine for driving a vehicle that’s uninsured.

Can I insure my daughters car?

Generally, the main driver must be the person who drives the car the most so as long as that is a parent, you’re generally fine. … If you’re the only main driver, or the only driver at all, then you will generally need to take out your own car insurance, and can’t get insured under your parent’s name.

Can the main driver be different to the policyholder?

Generally, insurance policies are set up with the policyholder also being the main driver of the car. It’s worth noting that it’s illegal for anyone other than the main driver to be placed as the policy holder, this is ‘fronting’.

Can you be the registered owner of two cars?

Joint names Only one person can be declared as the owner of a vehicle. The declaration of ownership of vehicles in joint names is not acceptable.

Does being a named driver affect my own insurance?

What happens if an additional driver has an accident? If you have an accident as an additional driver, then you’ll make a claim on the main driver’s insurance, and it will affect their no claims discount. However, it won’t affect your own at all, as you are simply added onto their insurance.

How do I change registered keeper?

To change the registered keeper, the new keeper – the person buying the car – must complete section six of the certificate: this is known as a V5 transfer. Both the registered keeper and the new keeper must sign the certificate before sending it to the DVLA.

Is fronting illegal?

Is car insurance fronting illegal? Car insurance fronting is illegal and is a type of car insurance fraud. … Fronting can result in more expensive car insurance premiums in the future and some insurance providers may even refuse to cover you.

Can my son drive my car if he doesn’t live with me?

Your child likely won’t be able to be on your policy any longer because he or she doesn’t live in your household. … If you’re the parent who isn’t listing the child on your car insurance, your child can still drive your car and be covered by your insurance. It works just as if you had a friend borrow your car.